About MCSB
Our Mission
We are an independent financial services company dedicated to the highest level of personal service in all that we do.
We are committed to:
- Encouraging and enabling our customers to achieve their personal and business goals. This can only be accomplished by listening to our customers.
- Providing traditional, as well as, new products and services, via developing technology, to remain a profitable and independent company.
- Providing our shareholders a fair return.
- Creating the opportunity for employees to pursue career development in a secure and pleasing work environment.
These commitments are the foundation of the objectives and strategies of Mercer County State Bank.
Directors
Ray J. Kaltenbaugh
Chairman - Retired President & CEO – Mercer County State Bank
Brian J. Raymond
President, Sandy Lake Mills, Inc.
Scott D. Patton
President & CEO - Mercer County State Bank
Kevin E. Watts
President - Laubscher Cheese Company
Michelle Gerwick
Chief Financial Officer – George Junior Republic
John O. Smith
President - Hazlett Tree Service Inc.
Susan Cyphert
Partner - McGill, Power, Bell & Associates
Stephen K. Miller
SVP, Secretary, Treasurer & CFO - Mercer County State Bank
Our History
In the year 1911 the New York Public Library opened. It was the year the first Indianapolis 500-mile auto race was run. The average price of a house was $4,800 and Chevrolet officially entered the automobile market. And it was the year when the Sandy Lake Bank, organized in 1873, and the Mercer County Bank, organized in1893, joined together to form Mercer County State Bank.
From a small store front office in downtown Sandy Lake, PA to ten community offices, a full time Investment Department, Mercer County State Bank has grown tremendously over the past century.
Mercer County State Bank still remains a true community bank to this day. Locally owned and operated, we know our customers personally and all decisions continue to be made right here in Crawford, Mercer, Butler and Venango Counties.
We’re passionate about supporting our local communities and strive to lead by example. At MCSB, we're committed to supporting our youth, helping those in need, and enhancing our communities by partnering with local non-profits, schools, and civic organizations.
At MCSB we strive to build long-term valued relationships with our customers based on trust and respect. We are known for our experienced commercial and residential lending teams and the friendly expertise of our branch employees who consistently provide exceptional service, quick turnaround, flexibility, and ongoing financial guidance for our customers. Our goal is to continue to surpass our client's expectations.
The Bank looks to the future with the same locally focused mission as always, to remain a stable, financially secure, local independent financial organization that is in business for the benefit of each community and customer we serve.
