Banking Services

Online Banking, Bill Pay & eStatements

Access your account from virtually anywhere you have an internet connection with Online Banking. Monitor your transactions, transfer funds between your linked accounts, pay bills with our Bill Pay services and eliminate paper statements with our eStatements.

Debit MasterCard

A Debit MasterCard functions like an “electronic check”. You can use the card  as a regular ATM card or use  at any MasterCard merchant location to make purchases. It is accepted anywhere you see the MasterCard logo.

MasterCard SecureCode

MasterCard SecureCode — an online security service to guard you against unauthorized use of your MasterCard card while shopping online at participating merchants. There is no need to get a new card, no software to download, no cost, and no hassles... just added security. Once enrolled in this service, you'll have added confidence knowing that MasterCard SecureCode performs an extra authentication step to protect your account from unauthorized users online.

Mobile Wallet

Connect your Mercer County State Bank credit or debit card to pay with your mobile phone wherever Apple Pay or Google Pay are accepted.

Simple Setup Instructions

Apple Pay

  • Go to Settings
  • Open Wallet & Apple Pay and then select "Add Credit or Debit Card"
  • User your device's camera to input your card information or enter it manually
  • For more information and a list of compatible devices, visit Apple's website

Google Pay

  • Download the Google Pay app in the Google Play store on your Android device
  • Open the Google Pay app and follow the setup instructions
  • If you have another payment app on your phone: make Google Pay the default payment app for easy access
  • For more information visit Google's website


Direct Deposit

Customers can enjoy the convenience that Direct Deposit has to offer. Have your paycheck, retirement payments or Social Security directly deposited into your account. 

Overdraft Protection

Protect yourself against overdrawing your checking account. We have numerous options to protect this from happening. Automatic transfers from your savings account or a line of credit or our Overdraft Privilege Program (subject to credit approval). Call today for details.

Financial Advisory Services

Mercer County State Bank provides financial investment opportunities for our customers through the MCSB Investment Services Department.


Easy to use and provides access to your accounts 24 hours a day, 7 days a week from the convenience of your phone. Your information is secure – protected by your Personal Identification Number (PIN). Call Toll-Free 888-489-6272 or local 724-376-2100. Please click here to print a copy of the Telebanc Info Sheet.

Wire Transfers

Need to send money quickly to a family member or merchant, let us put your mind at ease when it comes to sending money quickly and safely. Make a Wire Transfer request at any of our conveniently located branch locations.

Safe Deposit Boxes

Store your important records, documents, and valuables safely. Our safe deposit boxes are located in secure vaults and in most branch locations.

Check Orders

Locate the form within the box for your latest batch of checks, and visit the Deluxe website. It’s that easy.

Switch Kit

We want to make your move to Mercer County State Bank as easy as possible. We created a Switch Kit with everything you'll need to close your existing accounts and transfer your automatic deposits and withdrawals. We want your business! Please click here to print a copy of our Switch Kit.