Our History

Our History BuildingIn the year 1911 the New York Public Library opened. It was the year the first Indianapolis 500-mile auto race was run. The average price of a house was $4,800 and Chevrolet officially entered the automobile market. And it was the year when the Sandy Lake Bank, organized in 1873, and the Mercer County Bank, organized in 1893, joined together to form Mercer County State Bank.

From a small store front office in downtown Sandy Lake, PA to eleven community offices and a full time Investment Department, Mercer County State Bank has grown tremendously over the past 100 years.

Mercer County State Bank still remains a true community bank to this day.  Locally owned and operated, we know our customers personally and all decisions continue to be made right here in Crawford, Mercer and Venango Counties.

We’re passionate about supporting our local communities and strive to lead by example. At MCSB, we're committed to supporting our youth, helping those in need, and enhancing our communities by partnering with local non-profits, schools, and civic organizations.

At MCSB our objective is to build long-term valued relationships with our customers based on trust and respect. We are known for our experienced commercial and residential lending teams and the friendly expertise of our branch employees who consistently provide exceptional service, quick turnaround, flexibility, and ongoing financial guidance for our customers. Our goal is to continue to surpass our client's expectations.

The Bank looks to the future with the same locally focused mission as always, to remain a stable, financially secure, local independent financial organization that is in business for the benefit of each community and customer we serve.

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